About Cleva
Informal isn’t a gap in the economy. It is the economy.
In most African countries the majority of people work outside formal payroll. Software built for offices, salaries and monthly invoices misses them, even though they are the continent’s largest workforce.
What we believe
People who trade every day don’t need to be taught how to run a business. They need tools that fit the one they already run.
Informal does not mean unsophisticated. A market trader manages stock, credit and cash flow daily, without a spreadsheet.
Reaching everyone starts with the people hardest to reach. Banks, NGOs and governments gain better reach and better data when tools work for the street first.
How the group works
Cleva Investments Group (CIG) is a group, not a single product. Each part of it focuses on one area of daily economic life and holds to the same standards: works on modest phones, speaks local languages, and is priced the way money actually arrives.
Start the conversation
A short email is enough. Tell us who you are and what you are trying to reach.
Email the team